🇮🇳 The independent NRI personal finance hub.

Stop losing money sending, saving, and investing in India.

Live FX rates. NRI banking that actually works. Credit cards that earn back. GIFT City done right. Built by an ex-Wall Street NRI in Mumbai. No paid placements on editorial picks.

Live · today

Live money transfer rates to India.

Compare Wise, Remitly, XE, BookMyForex and your bank — side by side. See exactly how many rupees your transfer delivers, before you send.

Compare 8 providers →
Pick your path

What brings you here today?

📚 Money + Lifestyle, both

More than money — there's a lifestyle side too.

Bars, treks, hidden tables, the weekly newsletter from a Wall Street vet now in Mumbai. Money decisions sit alongside the lifestyle that pulled you back.

📬 NRI Guy · Issue #5
May 2026 · The lifestyle side of NRI Money Matters

May Treks · Himalayas open.

Hampta, Markha, Goecha La. The Himalayan windows that close fast and the operators who can take you in.

By Amish Kapadia · 28 years on Wall Street · now writing from Mumbai · Free, every Monday
Read Issue #5
From the desk

Recent writing.

Long-form playbooks, country deep-dives, and the lifestyle dispatch — written from one chair, no paid placements ever.

Best USD-INR route Wise · 0.45% above mid Best NRE FD IDFC First · 7.40% GIFT City IBU vs FCNR +75 bps See the full FX Cost Index →
⭐ Why NRIs trust NRI Money Matters

Built by an ex-Wall Street NRI — independent, no paid placements.

28+
Years on Wall Street
Citi · JPM · Barclays · Nomura
100+
Pages of NRI-only content
banking · cards · tax · invest
10
Famous startups stress-tested
Byju's · Paytm · Zomato · CRED
0
Paid placements ever
full editorial independence
What we're committed to ✓ No bank partnerships ✓ Affiliate disclosures on every page ✓ Built in India · for NRIs everywhere ✓ Weekly content updates
Independent. Tested by an NRI who actually moved back. Read the founder story → · 🌍 Foreign nationals investing in India →
🧰 Free tools, no signup

Calculators & selectors that actually work.

No email capture. No "register to see results". Just the math, the recommendations, the forms list — same tools I use myself.

📊
⭐ Featured Tool

Startup Scorecard

Score any startup deal in 8 minutes.

Drop in revenue, burn, runway, LTV/CAC, cap table. Get a weighted RED/AMBER/GREEN verdict with sector-aware benchmarks. Validated on 10 famous Indian startups (Byju's, Flipkart, Paytm, Zomato, Ola, Swiggy, Nykaa, Zepto, CRED, Zerodha) — 10/10 expected matches.

✓ 8 minutes ✓ No signup ✓ Sharable URL ✓ PDF download
Score a deal →
🏦
Live

Find your NRI bank

5 questions → matched to NRE/NRO/FCNR + 2-3 best banks for your situation.

Match me → 60 sec
💱
Live

FX Compare

Live rates: Wise, Remitly, XE, BookMyForex, banks. Actual rupees delivered.

Today's rates →
🧾
Live

NRO Repatriation Check

Get the forms list (15CA, 15CB, A2) + destination notes BEFORE the bank visit.

Run the check →
🧰 See all 8 tools →
Built independently by Amish Kapadia, CFA — 28 years on Wall Street, now in Mumbai. Read the full story →
📬 Free · No spam · Unsubscribe anytime

The newsletter, free.

Money digest every other Wednesday — FX corridor moves, Indian policy, live opportunities, FD rates, reader question. Lifestyle dispatch every Monday — bars, treks, weddings, gifts. Both written by Amish from Mumbai.

Subscribe — free →
Prefer just the lifestyle one? Jump to The NRI Guy →