Live FX rates. NRI banking that actually works. Credit cards that earn back. GIFT City done right. Built by an ex-Wall Street NRI in Mumbai. No paid placements on editorial picks.
Compare Wise, Remitly, XE, BookMyForex and your bank — side by side. See exactly how many rupees your transfer delivers, before you send.
Compare 8 providers →Three problems cover most of NRI money. Pick one — we'll route you to the tool, not another article.
Bars, treks, hidden tables, the bi-weekly newsletter from a Wall Street vet now in Mumbai. Money decisions sit alongside the lifestyle that pulled you back.
Compare 8 banks · NRE / NRO / FCNR / RFC
↗Live rates · Wise, XE, Remitly, your bank
↗NRI picks · HDFC, Amex, Chase compared
↗Stocks, MFs, startups, property — ranked
↗Lifestyle · 22 rooms · 4 cities
↗Health, term, visitor — ranked in 90 sec
↗Lifestyle · 32 beaches · 20 trails
↗OCI, RNOR, banking, brokerage — step by step
A separate playbook for non-NRI, non-OCI foreigners. FPI route, GIFT City, mutual funds, FX angle, property restrictions, tax. The map most India-investing sites quietly leave out.
No email capture. No "register to see results". Just the math, the recommendations, the forms list — same tools I use myself.
5 questions → matched to NRE/NRO/FCNR + 2-3 best banks for your situation.
Match to 2-3 cards across Indian + foreign sides — by spend pattern + fee tolerance.
7 questions → ranked list of insurance you actually need. Plus what you can skip.
Live rates: Wise, Remitly, XE, BookMyForex, banks. Actual rupees delivered.
Get the forms list (15CA, 15CB, A2) + destination notes BEFORE the bank visit.
182-day rule + RNOR window. Know your tax-residency bucket before March 31.
28 years on Wall Street: Citibank, FHLB Boston, Sanwa, JP Morgan, Barclays, Nomura. Moved back to Mumbai in 2023 and built this site from the questions I couldn't get good answers to. Independent. No bank partnerships. No paid placements on editorial picks. Affiliate disclosures live on every page that has them.