Live FX rates. NRI banking that actually works. Credit cards that earn back. GIFT City done right. Built by an ex-Wall Street NRI in Mumbai. No paid placements on editorial picks.
Compare Wise, Remitly, XE, BookMyForex and your bank — side by side. See exactly how many rupees your transfer delivers, before you send.
Compare 8 providers →Three problems cover most of NRI money. Pick one. The right tool in 60 seconds.
Bars, treks, hidden tables, the weekly newsletter from a Wall Street vet now in Mumbai. Money decisions sit alongside the lifestyle that pulled you back.
Long-form playbooks, country deep-dives, and the lifestyle dispatch — written from one chair, no paid placements ever.
A 12-step playbook from a 25-year ex-Wall-Street NRI who actually moved. The honest reality check, not the LinkedIn version.
FATCA reporting, PFIC traps, 401k decisions, US tax residency, OPT-to-H1B gaps. The setup that took six years to figure out, in 10 sections.
Hampta, Markha, Goecha La. Five trails worth the booking, the operators who can take you in, and the gear actually worth shipping from abroad.
Marine Drive evenings, the guilty pleasure of returning, the small Mumbai things you only notice after you've moved back. A running notebook, not a hot take.
A separate playbook for non-NRI, non-OCI foreigners. FPI route, GIFT City, mutual funds, FX angle, property restrictions, tax. The map most India-investing sites quietly leave out.
No email capture. No "register to see results". Just the math, the recommendations, the forms list — same tools I use myself.
5 questions → matched to NRE/NRO/FCNR + 2-3 best banks for your situation.
Match to 2-3 cards across Indian + foreign sides — by spend pattern + fee tolerance.
7 questions → ranked list of insurance you actually need. Plus what you can skip.
Live rates: Wise, Remitly, XE, BookMyForex, banks. Actual rupees delivered.
Get the forms list (15CA, 15CB, A2) + destination notes BEFORE the bank visit.
182-day rule + RNOR window. Know your tax-residency bucket before March 31.
28 years on Wall Street: Citibank, FHLB Boston, Sanwa, JP Morgan, Barclays, Nomura. Moved back to Mumbai in 2023 and built this site from the questions I couldn't get good answers to. Independent. No bank partnerships. No paid placements on editorial picks. Affiliate disclosures live on every page that has them.