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Amish Kapadia
Written by Amish Kapadia — 28 yrs Wall Street, now Mumbai. 0 paid placements
Pick what matches you
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I'm sending money to India and want the best rate
FX Compare — live rates across Wise, Remitly, XE, BookMyForex, and major bank wires. Updated every 2 min.
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I need to send money OUT of India — Form 15CA, 15CB, A2, LRS
NRO Repatriation check — the forms the bank will ask for, the $1M/year cap, destination-country notes. Run this BEFORE the bank visit.
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I need an NRI bank account — NRE vs NRO vs FCNR
Account types explained — which one for which use, tax treatment, repatriation rules. Then how to pick a bank.
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Which credit card should I get as an NRI?
NRI credit cards hub — your US/UK card stays useful, here's the Indian one(s) to pair it with. Hotel, airline, daily-spend tiers.
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Health insurance for my parents — in India or visiting me abroad
Senior parent cover — the right Indian policy for parents who stay back, plus visitor / travel-medical cover for trips abroad. The waiting-period trick most NRIs miss.
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How do I invest in India from abroad — stocks, mutual funds
NRI investing guide — what you can actually buy, PIS vs Non-PIS, mutual fund routes, brokers ranked.
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I want USD-denominated India exposure — GIFT City
GIFT City (IFSC) — USD fixed deposits, AIFs, GIFT Nifty futures, IFSC insurance. The route most NRIs miss.
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I'm selling property in India — TDS, Section 112, Form 27Q
NRI property tax — what changed after the July 2024 budget, the TDS the buyer must withhold, capital-gains routing, repatriating the proceeds.
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I want to angel-invest in Indian startups as an NRI
Startups hub — angel platforms vs AIFs vs direct equity, accreditation rules, FEMA reporting, capital-gains tax. Plus the free Scorecard to screen any deal in 8 min.
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Am I still an NRI? The 183-day / 120-day rule explained
Day-counter tool — drop in your India visits and get your tax-residency status (NRI / RNOR / Resident) for FY 2025-26. The single most-asked NRI tax question.
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OCI — renewal after passport change, OCI for a newborn, 2026 digital process
OCI checklist — what the May 2026 digital rollout actually changed, document list, fees, processing time. Plus newborn OCI flow.
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I'm thinking about moving back to India
Moving Back playbook — RNOR window, what to close abroad, what to set up in India, the order to do it in. 10K words, written from doing it.
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I (or my kid) is going to study abroad — F1, education loan, banking
Students Abroad hub — F1 visa interview prep, education loan comparison (HDFC Credila, Avanse, Prodigy, MPOWER), forex card, packing list, first 30 days.
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I'm a US NRI — FATCA, PFIC, 401k, OPT-to-H1B
US NRI hub — FATCA reporting, PFIC traps (why most Indian mutual funds are taxed punitively), 401k vs IRA decisions, GIFT City for USD investing.
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I'm a UK NRI — FIG, ISA, SIPP, remittance basis
UK NRI hub — the FIG regime that replaced non-dom, what stays in your ISA, SIPP transfers, double-taxation with India.
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None of these the right fit? Try the full homepage or use the search for something specific.

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